international health insurance - Expat Financial

international health insurance - Expat Financial

Blog Article

International health insurance, often called expat or global health insurance, provides coverage for medical expenses incurred by individuals living, working, or studying abroad for a year or more. For people going abroad for a year or less who only need emergency coverage and are retaining their domestic health coverage, they often buy travel medical insurance.

Most experts strongly advocate for expat health insurance to mitigate the significant financial impact of unforeseen accidents and illnesses. Claims for serious accidents and illnesses while living abroad can be enormous.

The good news is that international health insurance plans can be customized to fit your specific needs and cover you globally, including or excluding the USA. Some plans can limit healthcare to a particular region, such as Africa only. The medical costs associated with international medical plans can be high, depending on your citizenship, age, health status, residence country, insurer, and plan.

Let’s explore five strategies for reducing expat health insurance premiums to help you save time and lower your health insurance costs

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